There is a story told about St. Teresa of Avila as superior of one of her monasteries. A certain nun resolved to cultivate humility by never expressing any clever thought that might occur to her during the recreation period. But St. Teresa told her to cancel that resolution. Then she said emphatically, For it is bad enough to be stupid by nature without trying to be stupid by grace.
Like the scribe who asks about the greatest commandment, Jesus desires our clever thoughts about religion. Jesus reminds us that the love of God and the love of neighbor are the essence of worship. This is smart by nature and smart by grace!